The following applies to all Profit Strategies seminars and products:

Any credit towards the purchase of a service or product that a student receives from Profit Strategies must be used by student within one year from the date the order was executed by student. Please note that there may be registration requirements that the Student must satisfy in order to purchase these seminars and products. We reserve the right to refuse offer.

Special limited time offers have terms and conditions which differ from those set forth here. In those circumstances, the refund policy stated in the special limited time offer shall apply.

Here on out, Return Merchandise Authorization Number will be referred to as RMA#.

Any seminar or product purchased at a seminar may be cancelled at any time prior to midnight of the third business day after the date of the transaction.

Active Investor Methods (AIM),  Advanced Systems Trading Seminar,  Fundamental Systems Trading Seminar,  FOREX Seminar,  Interactive Technical Trading,  Wealth Preservation

The registration for these seminars is non-refundable and cannot be cancelled after 7 days from the date this order is executed by student. Please note that you will be given a credit good for one year towards a future seminar if a specific seminar is not confirmed within seven (7) days. If Student has signed up for a specific seminar location and desires to change seminar locations, Student's request shall be honored provided that PSG can fill Student's reserved spot at the original location with another person. If PSG cannot fill Student's reserved spot then Student's request to change seminar locations shall not be granted.

AIM Seminar Lifetime Repeat

This product is non-refundable unless canceled within 3 days from the date the order form was executed by the Student. No refunds are available after expiration of this three (3) day period. Student's purchase order is non-transferable and no credit is available if Student fails to attend.

Optionetics

Part One: Student is guaranteed the right to withdraw from the training program by 12:00pm (noon) of day one of the training class scheduled above, or within twenty one (21) days from the enrollment date, whichever occurs first. The seminar materials must be returned in reusable condition to one of our representatives at the seminar between the hours of 9:30am and 12:00 noon. Part Two: If Student does not make a 300% return of the tuition paid hereunder, Student will receive a 100% refund of the tuition. To qualify, Student must open and close thirty-six (36) Optionetics Limited Risk Options Trades within six (6) months of the enrollment date. Student must submit copies of broker statements and any other documents requested by Optionetics. All such documentation must be submitted within seven (7) months of the enrollment date.

Personal Mentoring Program

This product is non-refundable unless canceled within 3 days from the date the order form was executed by the Student. No refunds are available after expiration of this three (3) day period. Student's purchase order is non-transferable and no credit is available if Student fails to attend.

OASIS

OASIS is non-refundable unless canceled within 3 days from the date the order form was executed by the Student. No refunds are available after expiration of this three (3) day period. Student's purchase order is non-transferable and no credit is available if Student fails to attend.

AIM Home Study Course

This product is non-refundable unless canceled within 3 days from the date the order form was executed by the Student. No refunds are available after expiration of this three (3) day period. Student's purchase order is non-transferable and no credit is available if Student fails to attend.

Wealth Without Worry

Student has thirty days from the date of order to obtain a refund of the purchase price, which does not include shipping and handling charges, provided that Student obtains a "RMA#" from Customer Service and returns the purchased item within such thirty (30) day period. If product is not returned in new condition, a minimum $99 restocking fee will apply.

Habits of Highly Profitable Traders

Student has thirty days from the date of purchase to obtain a refund of the purchase price, which does not include shipping and handling charges, provided that Student obtains a "RMA#" from Customer Service and returns the purchased item within such thirty (30) day period.

Platinum Express, Platinum and Platinum Pro

Platinum Express, Platinum and Platinum Pro Monthly Subscriptions - No refunds are available once Student purchases the subscription. Monthly subscriptions shall be automatically re-billed every four weeks until the subscription is canceled by Student. In addition, Students may not suspend the subscription and restart it at a later date. Platinum Express Annual subscription - No refunds are available upon expiration of the free trial period. In addition, Students may not suspend the Platinum Express subscription and restart at a later date. Platinum and Platinum Pro Annual subscription - No refunds are available. Students may not suspend the Platinum and Platinum Pro subscriptions and restart at a later date. Renewal rates are non-refundable.

Systems Trader Publication,  WaveFinder Publication

Available to U.S. residents only. Yearly Subscription: Student can obtain a refund of the full purchase price up until the second issue of the Student's subscription is available on the Profit Strategies Web site. After the second issue of your yearly subscription the refund is available on a pro-rated basis at the monthly billing rate of $175 up to the equivalent of the amount paid for the offer. Monthly Subscription: No refunds are available. Monthly subscriptions to the publications are automatically re-billed every 4 weeks until the subscription is canceled by student. Quarterly Subscription: Refunds are available on a pro-rated basis at the monthly billing rate of $175. Quarterly subscriptions are automatically re-billed every 12 weeks until the subscription is canceled by student.

Technical Analysis 3 CD-ROM Set

This product is non-refundable unless canceled within 3 days from the date the order form was executed by the Student. No refunds are available after expiration of this three (3) day period. Student's purchase order is non-transferable and no credit is available if Student fails to attend.

ValueGain, ProfitSource, OptionGear

Student has thirty days from the date of order to obtain a refund of the purchase price, which does not include shipping and handling charges, provided that Student obtains a "RMA#" from Customer Service and returns the purchased item within such thirty (30) day period. If product is not returned in new condition, a minimum $99 restocking fee will apply. This product is a single user license. It is non-transferable and not eligible for resale.. It is non-transferable and not eligible for resale.

Guide to ProfitSource CD-ROM

This product is non-refundable unless canceled within 3 days from the date the order form was executed by the Student. No refunds are available after expiration of this three (3) day period. Student's purchase order is non-transferable and no credit is available if Student fails to attend.

Tom's ValueGain Module

This product is non-refundable unless canceled within 3 days from the date the order form was executed by the Student. No refunds are available after expiration of this three (3) day period. Student's purchase order is non-transferable and no credit is available if Student fails to attend. This product requires ValueGain software.

Licensing Disclaimer

Neither Profit Strategies nor its licensors and suppliers warrant or make any representations regarding the use of the services and/or products listed on this Web site. All services and products are sold "as is," without warranty of any kind. Neither Profit Strategies nor its licensors and suppliers guaranty or warrant the accuracy, completeness of, or results to be achieved from, utilizing any service or product. Profit Strategies disclaims any and all warranties, implied as well as express, including but not limited to warranties of merchantability or fitness for a particular purpose or use. Profit Strategies shall not be liable for any inaccuracy, delay, service interruption, error or omission, without regard to cause of same, or for any resulting damages.

Profit Strategies specifically disclaims any liability for any indirect, special, or consequential damages, whether such damages were unforeseen or foreseen, with respect to any use of its products or services, including but not limited to lost time, lost money, lost profits or good will, whether damages are based in contract, tort, strict liability or otherwise. If a court or arbitrator nevertheless determines that these limitations of liability are unenforceable, the cumulative liability of Profit Strategies under any legal theory of recovery shall not exceed the amount paid for the services and/or product.

All services and products are analytical tools only. Such services and/or products do not constitute, and do not replace individual research or licensed investment advice. The purchase, sale or advice regarding any type of security can only be performed by a licensed Broker/Dealer or Registered Investment Advisor. Neither Profit Strategies nor its officers, employees, owners, agents, principals or affiliates is a registered Broker/Dealer or Investment Advisor in any state in the U.S.